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Rates Online Deposit Rates

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Deposit products are only available to residents of Massachusetts.

21-Month Bump-Up CD*
(Effective: February 22, 2012 - February 28, 2012)
Program
 Term
Minimum Daily Balance
to earn APY		APY
Min. Deposit
21 - Month Bump-Up CD
(Waiting for rates to go up? Your wait is over! Sign up for a e21-month CD at Framingham Co-operative Bank and if the rate increases at any time durung your term, you have a one-time option to bump-up your account to the new rate - without penalty!)
 21 months
$500.00
1.11%
$500.00
*Annual Percentage Yeild (APY) subject to change. Offer may be withdrawn at any time. A penalty will be imposed for early withdrawal. The Bump-Up Option is one time during the 21-month term. To exercise your option, you may come into the Bank. Your new rate will match our 24-month unless you instruct us differently.


Certificates of Deposit (CDs)*
(Effective: February 22, 2012 - February 28, 2012)
Program
 Term
Minimum Daily Balance
to earn APY		APY
Min. Deposit
CDs
 3 months
$500.00
0.55%
$500.00
6 months
$500.00
0.55%
$500.00
18 months
$500.00
0.90%
$500.00
24 months
$500.00
1.01%
$500.00
36 months
$500.00
1.46%
$500.00
*Annual Percentage Yield (APY) subject to change. Substantial penalty for early withdrawal.


eCD 12 Month Special*
(Effective: February 22, 2012 - February 28, 2012)
Program
 Term
Minimum Daily Balance
to earn APY		APY
Min. Deposit
12 Month CD
 12 months
$100.00
1.16%
$100.00
*Annual Percentage Yield (APY) subject to change. Substantial penalty for early withdrawal.


eChecking & eSavings*
(Effective: February 22, 2012 - February 28, 2012)
Program
 Minimum Daily Balance
to earn APY		APY
Advantage Checking
(Minimum opening deposit: $100. Minimum balance of $1,000 is required to avoid the monthly service charge of $8.00 or maintain $5,000 in any combination of deposit accounts and/or loan balances.)
$50,000.00 and above  0.50 %
$25,000.00   to  $49,999.99   0.30 %
$10,000.00   to  $24,999.99   0.20 %
$5,000.00   to  $9,999.99   0.15 %
$1,000.00   to  $4,999.99   0.10 %
$10.00   to  $999.99   0.05 %
Savings
(Minimum opening deposit: $10)
 $10.00
0.30%
Apex Money Market
(Minimum opening deposit: $500)
$10.00   to  $2,499.99   0.15 %
Over $2,500.00   0.30 %
*Annual Percentage Yield (APY) subject to change. These are variable rates that are subject to change. Fees may reduce earnings on these accounts.


People you can count on.
For more information on our products and services, please visit our Customer Care Center, use our Information Request Form, or call us at (508) 820-4000.