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Rates Mortgage Rates

 

Special Program FCB Connections Program* (Effective: Thursday, May 17, 2012)
Program	Interest Rate	Points	APR	Monthly Payments per $1000 borrowed
5/1 ARM	3.990%	0	3.998%	1   to  60 months   $4.77
	3.990%			61   to  360 months   $4.77
5/1 ARM (90% LTV)	3.990%	0.5	4.040%	1   to  60 months   $4.77
	3.990%			61   to  360 months   $4.77
30 Year Fixed	5.990%	0	5.999%	$5.99
30 Year Fixed (90% LTV)	5.990%	0.5	6.046%	$5.99
20 Year Fixed	5.740%	0	5.751%	$7.02
15 Year Fixed	5.490%	0	5.504%	$8.17
10 Year Fixed	4.250%	0	4.270%	$10.24
*Exclusively for owner occupied properties only in Framingham, Ashland, Hopkinton, Holliston, Natick, Southboro, Marlboro, Sudbury, Wayland or Sherborn; or for those who work in Framingham. Loan payments are required to be automatically withdrawn from a Framingham Co-operative Bank checking account. ARM caps are 1%/3%. $750,000 maximum loan. 75% Maximum LTV for loans over $416,000. Payments shown do not include taxes or insurance. Your payments may be greater.

Special Program Community Loan Program* (Effective: Thursday, May 17, 2012)
Program	Interest Rate	Points	APR	Monthly Payments per $1000 borrowed
7/3 ARM#### (90% LTV)	5.500%	0	4.241%	1   to  84 months   $5.68
	3.500%	0		85   to  120 months   $4.69
	2.875%	0		121   to  360 months   $4.43
*For purchases only in Framingham, Ashland, Hopkinton, Holliston, Natick, Southboro and Marlboro. Exclusively for borrowers with annual household income up to $80,000. Maximum Loan $250,000. ARM caps are 2%/5%. Payments shown do not include taxes or insurance. Your payments may be greater.

Other Programs* (Effective: Thursday, May 17, 2012)
Program	Interest Rate	Points	APR	Monthly Payments per $1000 borrowed
5/1 ARM	4.240%	0	4.248%	1   to  60 months   $4.91
	4.240%			61   to  360 months   $4.91
5/1 ARM (90% LTV)	4.240%	1	4.333%	1   to  60 months   $4.91
	4.240%			61   to  360 months   $4.91
30 Year Fixed	6.240%	0	6.249%	$6.15
30 Year Fixed (90% LTV)	6.240%	1	6.344%	$6.15
20 Year Fixed	5.990%	0	6.002%	$7.16
15 Year Fixed	5.740%	0	5.754%	$8.30
*ARM caps are 1%/3%. $750,000 maximum loan. 75% Maximum LTV for loans over $416,000. Payments shown do not include taxes or insurance. Your payments may be greater.

People you can count on.
For more information on our products and services, please visit our Customer Care Center, use our Information Request Form, or call our Loan Center at (508) 820-4043.

 

 

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