Online Banking Log In
Learn More / Sign Up
Rates
Quick Links
 
 

Rates Home Equity Rates

 

Fixed Rate Home Equity Loans*
(Effective: Thursday, May 17, 2012)
Program
 Term
APR
Monthly Payments
per $1000 borrowed
75% LTV
(Maximum loan amount $150,000 )
 5 years
6.250%
$19.45
10 years
6.375%
$11.29
15 years
6.500%
$8.71
100% LTV
(Maximum loan amount $25,000)
 5 years
7.760%
$20.16
10 years
7.875%
$12.07
15 years
8.000%
$9.56
*Annual Percentage Rate (APR) subject to change. Refinancing available. 1-4 family owner-occupied properties only. Adequate property insurance is required. If an appraisal is required there is a fee of $175 to $450. A prepayment penalty may apply.


Home Equity Line*
(Effective: Thursday, May 17, 2012)
Program
 APR
Prime minus .75% for Life
 4.500%
*Rates subject to change. The Annual Percentage Rate (APR) is variable based on the Prime Rate as published in The Wall Street Journal on the last business day of the month less 3/4 of 1%. Maximum lifetime interest rate is 17.5%. Minimum lifetime interest rate is 4.50%. New loans only. 1-4 family owner-occupied properties only. Adequate property insurance is required. Maximum loan amount $150,000. Maximum total loan to value is 75%. If an appraisal is required there is a fee of $250 to $450. A cancellation fee may apply. Other restrictions may apply.


People you can count on.
For more information on our products and services, please visit our Customer Care Center, use our Information Request Form, or call our Loan Center at (508) 820-4043.