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Personal Services Savings & Retirement

Competitive rates and a variety of products combine to help you reach your financial goals.

Free eSavings
Open a free eSavings account online with just $10.

Statement Savings
If you would like to receive a statement each month detailing your account activity and interest earnings, a Statement Savings account is the answer. For greater convenience, you can also combine your Framingham Co-operative Bank checking and statement savings accounts onto one easy-to-read monthly statement.

Maintain a minimum daily balanceof just $10 to avoid the $1 monthly service fee.

Passbook Savings
Those who prefer an ongoing record of all their deposits, withdrawals and interest earnings should consider this traditional savings. There are no monthly service charges when you maintain a minimum daily balance of $10 in your account. Otherwise, there is a monthly service charge of $1.

Christmas Club
Our Club account makes saving for holiday gift-giving easy. Make contributions to the account each month and receive the funds plus interest just in time for the holidays!

Apex Money Market
We've combined the high rate of a short-term CD with the flexibility of a Money Market account. Start your account with just $500.

Certificate of Deposit (CD)
Our certificates of deposit allow you to earn guaranteed returns over a specific period of time, no matter what happens in the financial markets. Open a CD with as little as $500 and leave your money on deposit for a few months or a few years.

12-Month eCD
Open a 12-month eSavings account online with as little as $100, and add to within 14 days of account opening. Click here for important terms and disclosures.

Individual Retirement Accounts (IRAs)
Its never too early, or too late, to start planning for retirement. Whether you choose a Traditional or Roth IRA, there is no annual fee and your earnings are guaranteed. We can even help with IRA rollovers or transfers.

People you can count on.
For more information on our products and services, please visit our Customer Care Center, use our Information Request Form, or call us at (508) 820-4000.

Please note, deposit products are available to Massachusetts residents only.