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FAQs
FAQs

Personal Services Borrowing

Whether its time for a new car, a well-earned vacation, a major home improvement, or a new home, we have the financing available to make it possible.

Home Financing - Current rates

First-Time Home Buyer Program
We can help first-time home buyers with mortgage professionals willing to walk you through the home financing process, with special programs designed especially for you.

Fixed-Rate Mortgages
Because the rate remains locked throughout the life of the loan you don't have to worry about rate increases!

Adjustable Rate Mortgages (ARM)
An ARM gives you more flexibility, with a rate which usually starts out lower, but may change through the life of the loan.

Jumbo Loans
Our conventional loans are available for loan amounts up to $750,000. If your financing needs require a larger loan, please call our Loan Center at (508) 820-4043.

Lock Your Rate
When you are ready to buy, we can lock your mortgage rate up to 60 days before the closing. (Certain restrictions apply. Ask for details.)

FCB Connections
Families purchasing a home in the towns of Framingham, Ashland, Holliston, Hopkinton, Marlborough, Natick, and Southborough may be eligible for a mortgage through our Community Loan Program. Buying a home is kept affordable with low rates and discounted closing costs. (Certain restrictions apply. Ask for details.)

Construction to Permanent Financing
Building a home? Save time and money with one loan and one closing with Framingham Co-operative Bank. We offer both fixed & adjustable-rate loans designed to meet your needs.

Home Equity - Current rates

Homeowners may be able to use the equity in their home to finance home improvements, college tuition, or debt consolidation with a fixed-rate home equity loan or a flexible home equity line of credit. We'll even refinance your existing equity loan or line. Plus, the interest paid may be tax-deductible. Check with your tax advisor for more information.

Consumer Loans - Current rates

New or Used Car Loans
Turn to the people you can count on when its time for a new or used car – 100% financing available.

Collateral Loans
Borrow against your Certificate of Deposit account when you need extra cash.

Heat Loans
Borrow up to $25,000 and pay 0%* interest. Make your home energy-efficient without added expense.
*Click here for full details.

People you can count on.
For more information on our products and services, please visit our Customer Care Center, use our Information Request Form, or call our Loan Center at (508) 820-4043.