Chief Executive Officer Robert P. Lamprey offers Framingham Co-operative Bank customers his full assurance that every deposit at the Bank is protected, dollar-for-dollar, without restriction. Despite today’s uncertain economic environment, there’s no need to worry about the money you have in the Bank, or about the Bank itself.

Framingham Co-operative Bank is a safe, sound and secure financial institution with an outstanding capital ratio – the benchmark of a bank’s strength as determined by regulatory agencies.

Plus, Framingham Co-operative Bank provides a unique combination of coverage that automatically protects your deposits in full:

• On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009. (For details regarding the FDIC’s account ownership definitions and coverage, please visit www.fdic.gov/deposit, or speak to your branch manager.)
  
  
• Transaction Account Guarantee Program
  Framingham Co-operative Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2009, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
  

• All deposits over and above FDIC limits are covered by the Share Insurance Fund (SIF), established by the legislature in 1934 to protect deposits in Massachusetts-chartered co-operative banks.

You can count on Framingham Co-operative Bank for total peace of mind. No other bank offers you greater deposit protection.