Chief Executive Officer Robert P. Lamprey offers Framingham Co-operative Bank customers his full assurance that every deposit at the Bank is protected, dollar-for-dollar, without restriction. Despite today’s uncertain economic environment, there’s no need to worry about the money you have in the Bank, or about the Bank itself.

Framingham Co-operative Bank is a safe, sound and secure financial institution with an outstanding capital ratio — the benchmark of a bank’s strength as determined by regulatory agencies.

Plus, Framingham Co-operative Bank provides a unique combination of coverage that automatically protects your deposits in full:

• The Federal Deposit Insurance Corporation (FDIC), an independent agency of the U.S. government, insures deposits in “self-directed” retirement accounts (such as IRAs and Keogh accounts) up to $250,000 per owner. Deposits in other ownership categories are insured separately up to $100,000 per owner. The most common other ownership categories are single accounts, joint accounts and trust accounts. (For details regarding the FDIC’s account ownership definitions and coverage, please visit www.fdic.gov/deposit, or speak to your branch manager.)
• The Share Insurance Fund (SIF) of The Co-operative Central Bank, exclusively owned by the Massachusetts co-operative bank industry, provides protection of all deposit amounts in excess of FDIC coverage, without limit.

This dual insurance coverage includes deposits and accumulated interest in all your accounts at Framingham Co-operative Bank including your checking, savings, money market accounts, IRAs and certificates of deposit.

You can count on Framingham Co-operative Bank for total peace of mind. No other bank offers you greater deposit protection.